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As a legal professional, you are no doubt short on time and the very thought of having to go from bank to bank or lender to lender to find the right home loan can be a daunting task.
Home Loan | First Home Buyer
NSF works with more than 30 different lenders and compares over 600 home loans to find the right one for you and your needs. Our Mortgage Brokers team ensures you get the best possible deal. First home buyers have unique lending requirements and may also be eligible for an ever-changing array of federal and state grants and bonuses. Trusted Mortgage Broker makes sure the first home buyer is well educated about their home loan so they can make the right choice for their individual needs.
Home Loan Refinancing
Refinancing your home loan can save you money, and the refinance process is made easy with Loanscope. Get a cheaper interest rate and lower your monthly repayments. Reduce your overall loan amount so you can pay off your loan faster and maximise your available equity. Access equity to buy an investment property, renovate, build and more. Ask our Mortgage Brokers for assistance.
Investment Property Loan
Whether you're taking your first steps into property investment or already overseeing a significant portfolio, now is the perfect time to maximize your opportunities.
Most lenders require investors to show genuine savings of 5-10% of the property value, while some lenders may ask for a 20% deposit for an investment loan. This requirement is one of the reasons why many investors choose to consult a mortgage broker when comparing the various home loan options available to them.
Loans for Special Professions
Home Loans for Doctors | Lawyers | Essiential Workers
Essential workers are individuals whose roles are critical to maintaining public health, safety, and essential services, especially in times of crisis. This includes healthcare professionals, emergency responders, and teachers. Their contributions are indispensable for the continuous operation of vital services, and they rightfully deserve access to exclusive home loan benefits.
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Up to 90% of the property value, with LMI waived
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Up to 100% of the property value, with a guarantor
Chattel Mortgage | Personal Loan
A chattel mortgage works similarly to secured car loan, but for business customers. To qualify, the vehicle must be used at least 51% of the time for business. With a chattel mortgage, you borrow a lump sum (from $10,000 to $1,000,000+) from a lender to buy a new or used vehicle or piece of business equipment.
A personal loan is a good choice if you have room in your budget for a fixed payment for two to seven years and a steady, reliable income. It's a great tool for consolidating credit card debt, as long as you don't charge the cards up later.
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