Investment Loans That
Help You Build Wealth.
We’ll customise a flexible solution that maximises your cash flow and grows your investment portfolio.
Investment Property Loans
Investing in property holds a special place in the hearts of Australian investors that provides a reassuring sense of security and stability. Even during uncertain times, the enduring need for housing in sought-after areas has consistently driven the appreciation of real estate values. Furthermore, the reliable stream of rental income and possible tax benefits serves as a dependable means to build your financial wealth over the long term.
Next Step Financing can assist you across the board – whether you’re looking to expand your portfolio, refinance to a better rate or get a mortgage to renovate an investment property or want to unlock some equity to diversify your investments.
Acquiring your first investment property loan
There are many differences between financing a home you are going to live in an investment property. It can also be very challenging to balance separate mortgages for your family home and investment one. Our team will put it all in simple terms for you and find the best finance solution to meet your requirements.
The best structure for you
Correctly structuring your investment loan can save you tens of thousands of dollars over the life of the loan. There are many options available to investors including offsets to minimise your tax exposure, paying interest only to improve your offsets and diversifying lenders so you are not putting all of your eggs in one basket. There is a lot to consider here and Axton Finance can ensure that your loans are correctly structured to deliver the most rewards.
Investment property loan options
Securing an investment property loan isn’t a one-size-fits-all endeavor; it requires a tailored approach that recognizes the your exact scenario. Our expertise lies in providing you with personalized insights on structuring your loan accounts effectively, securing leading interest rates, optimizing offset benefits, and collaborating closely with your accountant or financial planner when required. We ensure that any investment lending options we present are suitable to your individual needs which guards you against the risk of being constrained by a bank pushing their own singular product solution.
Commercial investment loans
You don’t have to limit yourself to investing in residential spaces – commercial premises are also a fantastic opportunity to consider, and there is a wide range of different options out there to evaluate. These loans usually have a higher interest rate, a shorter loan term and a larger deposit is also usually required, plus some solutions are substantially more flexbible than others.
Come and have a chat with our experts about the opportunities available and we can assist with all of the elements required to help make the process simple for you.
At NSF, we offer what the banks won't.
Bank scripted credit advice
Bank
Vs
Tailored advice based on experience
NSF
Lender needs come first
Your needs and goals are the primary priority
Application frustrations due to offshore credit departments
Experienced mortgage experts located in Melbourne
Call centres and a revolving door of staff
A stable dedicated team to champion your approval
Customers are treated like transactions
Clients are treated like people
Support from investment property loan specialists.
With numerous options available for financing and refinancing properties, having a trusted expert by your side is a valuable investment, whether you are purchasing your first investment property or are a seasoned professional. Best of all, many of our services come at no cost to you. When you arrange your loan with Next Step Financing, you'll gain access to knowledge and experience that you won’t find at a bank.’t find at a bank.
Your investment property comes with peace of mind.
We use technology to enhance relationships—not replace them. Our team is across the latest broking software, maintains ongoing relationships with Australia’s leading banks and lenders, and has decades of experience in the investment finance market. We’re ready to put our experience, systems, and relationships to work for you.