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Next Step Financing 
For Smarter MONEY Decisions

Helping you get a fair deal.

Who We Are

At Next Step Financing, we understand that navigating the mortgage landscape can be overwhelming. With over a decade of industry experience, we are dedicated to guiding you through each step of securing the right financing for your needs. 

Services

Home Loans - First Home / Investments / Refinance

Chattel Mortgage & Commercial Lending - Asset/Equipment Finance

Personal Loans -  Car Loans 

Secured and Unsecured Loans

Debt Consolidation 

Expertise in niche loan Categories

With extensive experience in niche loan categories, our team possesses in-depth knowledge and expertise to navigate the complexities of low-doc home loans, low-deposit home loans, private lender loans, self-employment loans, and more.

Home Loan

At NSF, our expert team of Melbourne-based mortgage brokers has helped hundreds of clients save time, money and stress by delivering tailored home loan solutions to suit their needs.

Refinancing

Just because your mortgage may have previously suited your circumstances or was a great deal doesn't mean your home loan is right for your current or future situation.

Commercial Loans

Commercial property loan structures can be complex and often they differ from regular home loans in that the terms and conditions may be negotiable.

Secured & Unsecured Loans

A secured loan for your business requires security. This may be property, inventory, accounts receivables or other assets.

An unsecured loan for your business doesn’t require physical assets (such as property, vehicles or inventory) as security.

Personal Loans

A personal loan lets you borrow money to pay for something special, like a holiday, car or home renovations. You have to repay it with interest over a fixed term, usually between one and seven years.

Debt Consolidation

Debt consolidation (or refinancing) can make it easier to manage your repayments. But it may cost you more if the interest rate or fees (or both) are higher than before. 

Helpful calculators to crunch the numbers

Mortgage Repayment Calculator

Borrowing Power Calculator

Extra Repayment Calculator

Refinance Calculator

Trustworthiness

Integrity

Customer Focus

Innovation

Financial Strength

Security

Stay Ahead With Expert Knowledge

This is the space to introduce visitors to the business or brand. Briefly explain who's behind it, what it does and what makes it unique. Share its core values and what this site has to offer. 

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SOME OF OUR LENDERS

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Maximise Borrowing Capacity

Your borrowing capacity is an important consideration when buying a home or an investment property. It will affect how much you can spend on a property.

Holding Money

Tailored Home Loan Solutions

We have helped hundreds of Australians find the best tailored loan solutions available including great rate cash loans.

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Experience Mortgage Broker

We act in your best interests when suggesting a loan for you. we works with you to: Understand your needs and goals. Work out what you can afford to borrow.

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Why Choese NSF

The Perfect Customer Experience

It took a week before we got assign  a credit assessor. But after that it was very quick and smooth to getting pre and final approval
Poul Gingere

Home Loan - First Home

Refinancing my home loan was very straightforward and completely online. Very happy with the services and support provided. Cheers to Sahil Talwar 
Adam Barne

Refinancing OO & INV.

We were approved for full finance for our new purchase in 4 business days ! It was unbelievably fast. The process was simple and seamless as everything in online. The few times I called, they always responded my quires. Best of luck 
Zachi Bloom

Chattel Loans

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